Home financing in Harbour Island Bahamas is not only possible—it’s fully supported by the country’s robust and sophisticated banking system. As you explore your options, you’ll find that The Bahamas serves as a leading financial hub in the Caribbean, hosting subsidiaries of major international banks from Canada, the U.S., and Europe. This strong financial presence makes securing financing a viable and streamlined process for qualified buyers.
Canadian banks such as RBC, Scotiabank, and CIBC First Caribbean are especially active and well-established in Nassau, offering a range of mortgage products to both residents and international buyers. In addition, American and European financial institutions have a strong presence and can support cross-border financing solutions.
For those looking for a more localized approach, Bahamian-owned banks and lenders also provide home financing options to non-Bahamian buyers, depending on the property type and applicant profile.
Whether you’re purchasing a vacation home, an investment property, or your dream beach retreat, access to financing is available—you just need the right guidance. Partnering with an experienced realtor and mortgage advisor familiar with Bahamian regulations can make all the difference in navigating the process smoothly.
Major Banks in Nassau, Bahamas
- Bank of The Bahamas Limited (BOB)
- Overview: A government-owned, full-service commercial bank offering personal and business banking services.
- Services: Savings and checking accounts, loans, mortgages, online banking, and prepaid cards.
- Website: Bank of The Bahamas Limited (BOB)
- Commonwealth Bank Limited
- Overview: One of the largest Bahamian-owned banks, established in 1960.
- Services: Personal loans, mortgages, savings and checking accounts, and online banking.
- Website: Commonwealth Bank Limited
- Fidelity Bank (Bahamas) Limited
- Overview: A Bahamian-owned bank providing a range of financial services.
- Services: Personal and business banking, loans, mortgages, and online services.
- Website: Fidelity Bank (Bahamas) Limited
- CIBC First Caribbean International Bank
- Scotiabank (Bahamas) Limited
- Overview: A subsidiary of the Canadian multinational Scotiabank, operating in The Bahamas.
- Services: Personal and commercial banking, loans, mortgages, and online banking.
- Website: Scotiabank (Bahamas) Limited
- Royal Bank of Canada (RBC)
- Overview: A Canadian multinational bank with operations in The Bahamas.
- Services: Personal and business banking, wealth management, and online services.
- Website: Royal Bank of Canada (RBC)
- Citibank N.A.
- Overview: An American multinational bank providing corporate and investment banking services in The Bahamas.
- Services: Corporate and investment banking, primarily serving institutional clients.
- Website: Citibank N.A.
